Mortgage Calculator
Estimate your monthly mortgage payment based on loan amount, interest rate, and term length.
M = P × [r(1+r)^n] / [(1+r)^n – 1] common.example: $300,000 at 6% for 30 years = $1,798.65/mo
クォートからカップ計算機
calculate $
— $/mo
05000001000000
公式：カップ = クォート × 4: M = P × [r(1+r)^n] / [(1+r)^n – 1]
bar_chart リアルタイム換算ビジュアル
Loan Amount ($) —
Monthly Payment ($) —
How to Convert
M = P × [r(1+r)^n] / [(1+r)^n – 1] - Enter your loan amount.
- The calculator uses 6% rate over 30 years by default.
common.example: $300,000 at 6% for 30 years = $1,798.65/mo
クォートからカップへの換算表
| Loan Amount ($) ($) | Monthly Payment ($) ($/mo) |
|---|---|
| $100,000 | $599.55/mo |
| $200,000 | $1,199.10/mo |
When to Use This Converter
- check_circle Pre-qualifying for home loans
- check_circle Budgeting for home purchases
よくある質問
What is a good mortgage rate?
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Rates vary by market. As of 2024, rates between 6%–7% are common.
Does this include taxes and insurance?
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No, this calculator only estimates Principal and Interest (P&I).
How can I lower my monthly payment?
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You can increase your down payment, find a lower interest rate, or choose a longer loan term.
What is PMI?
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Private Mortgage Insurance (PMI) is usually required if your down payment is less than 20%.
How much house can I afford?
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A common rule is that your mortgage payment should not exceed 28% of your gross monthly income.
What is an amortization schedule?
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A table showing how each payment is split between interest and principal over the life of the loan.
Is a 15-year or 30-year mortgage better?
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A 15-year mortgage has lower interest rates and less total interest paid, but higher monthly payments.
What is an escrow account?
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A holding account managed by your lender to pay for property taxes and home insurance.